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Best insurance for commercial diving?

Mirage

New member
Joined
May 22, 2025
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2
I'm an ADCI certified diver, thinking about picking up some gigs as a commercial diver. I want to make sure I've got the right insurance lined up, but the ones I've been seeing seem more for folks who scuba dive for fun. Anyone know what kind of coverage I'd need or where to look for legit options? All input is appreciated.
 
Commercial and recreational divers are different, so it's not the same kind of insurance. For this use you'll probably need a few insurances, like general liability, professional liability, diving, employer etc, but every situation is different. I believe tis insurance has commercial policies and they operate throughout usa, so you can at least reach out to get some specific info
 
You're right, commercial and recreational diving really do need different coverage. It makes sense to have a few policies, like general liability, professional liability, and diving insurance that fits your needs.
 
Props on the ADCI cert! I agree with everyone here, circumstances can change what kind of liability or accident insurance you need. Also, have you checked with any dive contractors or unions to see what they require? they might be able to tell you what the standard insurance is
 
When I first dipped my toes into the world of underwater contracting, I almost made a huge mistake by signing up for the wrong insurance policy. Can you believe it? It only covered hobbyists! Thankfully, a seasoned welder noticed my blunder and pointed me to an insurance company that specializes in job-site specific coverage. I can't tell you how relieved I was,it saved me a big headache and a nice chunk of cash
 
Whew, that was close! Getting the right job-site coverage is super important for underwater gigs. Glad you spotted that before it turned into a mess
 
Commercial and recreational divers are different, so it's not the same kind of insurance. For this use you'll probably need a few insurances, like general liability, professional liability, diving, employer etc, but every situation is different. I believe tis insurance has commercial policies and they operate throughout usa, so you can at least reach out to get some specific info
Do you know if TIS covers part-time or seasonal work? And how strict are they with gear inspections or certifications?
 
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